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Appraisal services for Riverside and Riverside County homeowners
The top reasons California homeowners need Abraham Appraisal:
- Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
- Challenge property tax assessments
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To cut your mortgage payments by removing PMI
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To reinstate your Home Equity Line of Credit (or HELOC)
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Verify another appraiser's report
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If real estate property needs to be divided because of a divorce
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Determine the true market value of the real estate in question to settle an estate
We at Abraham Appraisal understand the individual needs of a customer seeking appraisal services.
The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. As our non-traditional client, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.
Pre-listing Services/For Sale by Owner
It's very hard to be objective about your house because you probably have an emotional attachment to it.
Professional appraisers, like the ones at Abraham Appraisal, will be objective. We'll tell you what you need to know, not just what you want to hear.
In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer.
It's something tangible to show the buyer.
An appraisal is an independent third party's opinion of your property's value -- not just how much your house is worth.
Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value opinion than yours.
Challenging Riverside County's assessment of your property
Your local tax assessor may have your house overvalued if you live in an area that is declining or is not appreciating as much as other properties nearby.
That means you are paying more taxes than you should.
Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be.
Getting an expert appraisal from Abraham Appraisal is your #1 weapon when contesting your property tax assessment.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments.
Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down.
We're experts in helping folks just like you get rid of unneeded and unwanted PMI insurance.
Recently got a freeze to your HELOC?
Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area.
This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow standpoint.
Abraham Appraisal can help you reinstate your home equity line of credit with an expert appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for efficiency?
In a field review we will go out and check the subject and comps in question.
If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can help with that too.
Although most appraisal reviews are requested by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to invest in a second opinion.
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